HOW TO GET LOANS FOR PENSIONERS?
The fixed interest rate is 4.99% per annum and does not change while the effective interest rate depends on the loan amount, the repayment period and the costs that are included in the calculation. The loan application fee is BAM 50,00, one time.
Monthly annuities for individual loan amounts and repayment deadlines
|Payment period 5 m||Payment period 6 m|
Example: If the Loan beneficiary JSC Credis approved a loan in the amount of KM 500.00, with a repayment period of 6 months at a nominal interest rate of 4.99% annually, which would be provided with a bill signed by the borrower, then the effective interest rate was 57,69% per year and the monthly annuity: 84.55 KM.